Live • Bearer Protocol v4.2 • No custodians

HOLD MONEY LIKE CASH. SEND LIKE LIGHT.

coinbearer.com brings back true ownership to the internet. Cryptographic bearer coins you actually hold — offline-capable, instantly settled, private by design. Not an IOU. Not an account. Real digital cash.

0Bearer wallets
$0M+Settled p2p
0Sec finality
100%Self-custody
● PHYSICAL • DIGITAL • BEARER ●
₿

CoinBearer One

Tamper-evident bearer coin • NFC + QR • 24-word backup • Verify in 0.8s

CoinBearer offline bearer card with QR and NFC
CB-USD ▲ $1.00 • peg
CB-GOLD ▲ $2,914 • +1.2%
FEES $0.001 • fixed
✦ True bearer ownership✦ No accounts • No freeze✦ Offline QR + NFC✦ 0.8s settlement✦ Open audit✦ Cash-like privacy✦ True bearer ownership✦ No accounts • No freeze✦ Offline QR + NFC✦ 0.8s settlement✦ Open audit✦ Cash-like privacy
01 — About CoinBearer

Money that is yours when you hold it.

Before banks, money was bearer: whoever held the coin owned it. CoinBearer restores that ancient freedom with modern cryptography.
CoinBearer bearer wallet interface and offline transfer illustration
Gold bearer coin Hardware vault for bearer keys Peer to peer settlement illustration
Our philosophy

We didn’t invent crypto. We rescued cash.

CoinBearer.com was born from a simple observation: modern “digital money” is just a database entry someone else controls. Real cash works without permission, without internet, without identity. CoinBearer objects work the same — but globally, instantly, and verifiably scarce.

✓
Possession = ownership. Whoever holds the private bearer note spends it. No login, no reversal.
✓
Offline first. Print it, tap it via NFC, send as file. Chain verifies later, double-spend impossible.
✓
Private like cash. No account graph. Zero-knowledge proofs hide amounts and paths.
✓
Auditable supply. Every coin is backed 1:1 and provable on-chain. Monthly Merkle audits.
02 — Features

Built for freedom fighters, merchants & minimalists.

Read FAQ →
💰

True Bearer Notes

Each note is a self-contained cryptographic object. Copy = void, holder = owner. Send 0.01 or 10,000 with same $0.001 fee.

📴

Offline Transfers

Airplane, blackout, festival? Tap NFC or scan QR. Receiver verifies signature instantly, settles on-chain when back online.

🕵️

Cash-like Privacy

Stealth addresses + confidential amounts. No public balance to stalk. You disclose only what you choose, when you choose.

🏦

1:1 Backed Vaults

BTC, ETH, USD and Gold vaults with live proof-of-reserves. Redeem bearer notes for on-chain coins anytime.

⚡

0.8s Finality

Directed-acyclic settlement layer built for payments, not speculation. 45,000 TPS, deterministic finality, no MEV.

🧊

Inheritance & Backup

Shamir-split your bearer seed into 5 steel plates. Dead-man switch, social recovery, and time-locked heirs — no lawyer needed.

03 — How it works

From wallet to handshake in 4 steps.

No exchange account. No KYC for self-custody. Just math, metal and paper if you want it.
01

🪪 Mint a bearer note

Lock BTC, ETH or dollars in vault → get encrypted bearer file + QR. You hold the keys, literally.

02

📲 Store anywhere

Phone secure enclave, CoinBearer Card, USB, or engraved paper. All formats are equal owners.

03

🤝 Hand it over

Tap, scan, airdrop file or dictate 12 words. Receiver’s app checks signature offline in milliseconds.

04

✅ Settle & verify

When online, note anchors to ledger. Old note dies, new owner’s note is born. Double-spend mathematically dead.

Try the mental model: email for value, cash for trust.

A bearer transfer is like handing a sealed envelope. Anyone can verify the seal, only holder can open. No post office can open it mid-way.

$ coinbearer mint --amount 100 --asset CB-USD
$ coinbearer export --format qr --offline
✓ signature valid • supply proof 0x8f…a2 • finality 0.8s
$ coinbearer send nfc --to @market-stall-42
Bearer transfer from sender to receiver diagram

Illustration: sender bearer note is destroyed and re-minted to receiver — no intermediary touches funds.

04 — Security

Paranoid by design.

Audited 7 times. Bug bounty $500k. No admin keys that can mint or freeze.
🔐

No admin mint

Contracts are immutable. Supply can only grow with locked collateral. Keys burned on-chain, ceremony video published.

🧬

Quantum-ready

Dilithium + Ed25519 hybrid signatures. Your bearer notes survive the next decade of compute.

👁️

Open audits

Every vault proof, every firmware hash, every audit PDF is mirrored. Verify, don’t trust — we make it easy.

05 — Roadmap

Where bearer goes next.

2024 — Genesis
Bearer Notes v1 + Paper & QR. Launched CB-USD, 12k wallets, first offline market in Prague settled 412 payments with zero internet.
2025 — Metal
CoinBearer Card + NFC. Tamper-evident secure element, $94M settled P2P, iOS/Android + hardware vault, 3 audits passed.
2026 — Now
Stealth privacy + Gold vault. Confidential amounts live, CB-GOLD redeemable in 12 cities, 184k wallets, 0.8s finality.
2027 — Mesh
Satellite + mesh sync. Bearer settlement over Bluetooth mesh and satellite broadcast. Money that works when the grid doesn’t.
06 — Newsroom

Latest bearer dispatches.

Research, releases, and field notes from the cash-like future. Click any story to read full article.

No news yet

Our journalists are minting the first dispatches. Check back soon — or explore what CoinBearer is.

📬

Get bearer brief

One email per month. Releases, audits, offline meetups. No spam, unsubscribe anytime.

🏪

Merchants save 2.9%

Accept CoinBearer at your stall or store. No chargebacks, settlement in 0.8s, printable QR stand included.

07 — FAQ

Questions, answered honestly.

What happens if I lose my bearer note?

Like cash, whoever holds it owns it. That’s why we give you Shamir backup: split into 5 parts, need any 3 to restore. Steel plates survive fire and flood.

Is CoinBearer anonymous?

It’s private like cash, not anonymous like a mixer. Amounts and paths are shielded, but vault backing is fully public. Compliance happens at on/off ramps, not in your wallet.

What fees do you charge?

$0.001 flat per transfer, regardless of amount. Mint/redeem 0.15%. No subscription, no account, no hidden spread on CB-USD.

Can governments freeze it?

No. There is no freeze function in contracts and no custodian to pressure. Your keys, your coins. We cannot reverse, seize, or pause bearer transfers.

Do I need internet?

Only to finally settle. You can receive and verify offline, then sync later. Perfect for markets, festivals, travel and emergencies.

● READY WHEN YOU ARE ●

Own money again. Hold it in your hand.

Download the self-custody wallet, mint your first $5 bearer note, send it offline to a friend. Feel what cash felt like — upgraded.

CoinBearer mobile wallet with bearer coin